Privacy Policy

This Privacy Policy describes how Econo-Wise Insurance Agency Inc. ("we," "us," or "our"), operating as Oklahoma Contractor Insurance at oklahomacontractorinsurance.com, collects, uses, discloses, and safeguards information you provide when you visit our website or request insurance quotes. Please read this policy carefully. By using our website, you agree to the practices described herein.

1. Who We Are

Econo-Wise Insurance Agency Inc. is a licensed insurance agency operating in the State of Oklahoma. Our primary agency license number is NPN 7861499. Our principal licensed producer is Santiago Vasquez (NPN 9062851). We operate an online lead generation and quoting platform at oklahomacontractorinsurance.com to help Oklahoma contractors find and obtain commercial insurance coverage.

2. Information We Collect

2.1 Information You Provide Directly

When you request a quote, contact us, or otherwise interact with our website, we may collect:

• Full name and business name
• Mailing and business address
• Phone number (mobile and/or business)
• Email address
• Type of contractor trade or occupation
• Number of employees and annual payroll
• Business entity type and years in operation
• Current insurance coverage information
• Any other information you voluntarily submit

2.2 Information Collected Automatically

When you visit our website, we may automatically collect:

• IP address and general geographic location
• Browser type, version, and operating system
• Pages visited, time spent on pages, and navigation path
• Referring URL and traffic source (e.g., search engine, advertisement)
• Device identifiers and session data

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to operate and improve our website, track visitor attribution (i.e., how you found us), and measure the effectiveness of our marketing. You may disable cookies through your browser settings; however, some features of the website may not function properly if you do so. By using our website, you consent to our use of cookies as described in this policy.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To process your insurance quote request and connect you with appropriate coverage options
• To transmit your information to our online quote platform and/or licensed insurance carriers for the purpose of generating quotes
• To contact you by phone, email, or text message regarding your quote request and potential insurance products
• To maintain records required by Oklahoma insurance regulations
• To improve our website, services, and marketing
• To comply with applicable federal and state laws and regulations
• To prevent fraud and protect the security of our website and users

4. Sharing of Your Information

4.1 Insurance Carriers and Quote Platform

To provide you with insurance quotes, we transmit your information to our online quote platform, which in turn shares it with licensed insurance carriers. By submitting a quote request, you authorize this sharing. Insurance carriers operate under their own privacy policies; we encourage you to review them.

4.2 Service Providers

We may share your information with third-party vendors who assist us with website hosting, email communications, analytics, and similar services. These vendors are contractually required to protect your information and may not use it for their own marketing purposes.

4.3 Legal and Regulatory Requirements

We may disclose your information when required by law, court order, or regulatory authority, including the Oklahoma Insurance Department, or when we believe disclosure is necessary to protect our rights or the rights of others.

4.4 No Sale of Personal Information

We do not sell, rent, or lease your personal information to third parties for their own marketing purposes.

5. Telephone Consumer Protection Act (TCPA) Consent

If you do not wish to be contacted via automated calls or texts, you may submit your inquiry by email at [email protected] or by calling us directly at (405) 682-6699.

For full TCPA consent language and disclosure details, see our TCPA Consent & Lead Form Disclosure.

6. Email Communications (CAN-SPAM Act)

If you opt in to receive email communications from us, you may unsubscribe at any time by clicking the "Unsubscribe" link in any email we send or by contacting us at the address below. We will process your opt-out within ten (10) business days. Our marketing emails will clearly identify Econo-Wise Insurance Agency Inc. as the sender and will include our physical mailing address.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with Oklahoma insurance record-keeping requirements (generally a minimum of five (5) years), resolve disputes, and enforce our agreements. When your information is no longer needed, we will securely delete or anonymize it.

8. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no internet transmission is completely secure, and we cannot guarantee the absolute security of your information. You provide information to us at your own risk.

9. Your Rights and Choices

You may contact us at any time to:

• Request access to the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information (subject to our legal retention obligations)
• Opt out of marketing communications
• Revoke TCPA consent for automated calls and texts

To exercise any of these rights, contact us at:

10. Children's Privacy

Our website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have collected information from a minor, we will delete it promptly.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies independently.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised policy on our website with an updated effective date. Your continued use of our website after any changes constitutes your acceptance of the revised policy.

13. Governing Law

This Privacy Policy is governed by the laws of the State of Oklahoma, without regard to its conflict-of-law provisions.

14. Contact Us

If you have questions or concerns about this Privacy Policy, please contact:

Oklahoma Insurance License NPN: 7861499  |  Principal Agent: Santiago Vasquez, NPN: 9062851
Licensed to conduct insurance business in the State of Oklahoma.

See also: Terms of Service  |  TCPA Consent Disclosure