Terms of Service & Legal Disclaimer

Please read these Terms of Service ("Terms") carefully before using our website at oklahomacontractorinsurance.com. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.

1. Identity of Operator

This website is owned and operated by Econo-Wise Insurance Agency Inc., a licensed insurance agency headquartered at 2705 SW 29th Street, Oklahoma City, OK 73119. Econo-Wise Insurance Agency Inc. operates this website under the trade name "Oklahoma Contractor Insurance." Our principal agency license number issued by the Oklahoma Insurance Department is NPN 7861499. Our principal licensed producer is Santiago Vasquez (NPN 9062851).

2. Description of Services

Oklahoma Contractor Insurance is a licensed insurance lead generation and referral service. We help Oklahoma-based contractors identify, compare, and obtain commercial insurance coverage, including but not limited to general liability, workers' compensation, commercial auto, and contractor bonds. Our services include:

• Presenting insurance quote request forms for completion by website visitors
• Transmitting submitted information to our licensed online quote platform and/or insurance carrier partners
• Facilitating the connection between contractors and licensed insurance carriers
• Providing general educational content about contractor insurance coverage types

We are an insurance agency, not an insurance carrier. We do not underwrite, issue, or bind insurance policies directly. All policies are issued by licensed insurance carriers. Coverage is subject to each carrier's underwriting guidelines, policy terms, conditions, and exclusions.

3. No Insurance Advice

The information provided on this website is for general informational purposes only and does not constitute professional insurance, legal, financial, or tax advice. Nothing on this website should be relied upon as a substitute for consultation with a licensed insurance professional familiar with your specific circumstances. Coverage requirements, policy terms, and premium rates vary by carrier, policy type, and individual risk factors.

We strongly encourage you to review all policy documents carefully before purchasing any insurance product and to ask your assigned agent any questions you may have about coverage terms, exclusions, and limits.

4. Quote Requests and Lead Submission

4.1 Accuracy of Information

You agree to provide accurate, complete, and current information when submitting a quote request. Providing false or misleading information may result in inaccurate quotes, policy voidance, or denial of claims.

4.2 No Guarantee of Coverage

Submission of a quote request does not guarantee that you will be offered insurance coverage, nor does it constitute a binding insurance contract. All coverage is subject to carrier underwriting approval.

4.3 Consent to Contact

By submitting a quote request, you consent to be contacted by us and our carrier partners by phone, email, or text message regarding your inquiry. See our Privacy Policy for full details, including TCPA consent.

5. Acceptable Use

You agree not to use our website to:

• Submit false, fraudulent, or misleading information
• Attempt to circumvent any security feature of the website
• Scrape, harvest, or collect data from the website by automated means
• Transmit spam, malware, or any harmful code
• Engage in any conduct that violates applicable federal, state, or local law

6. Intellectual Property

All content on this website — including but not limited to text, graphics, logos, images, and software — is the property of Econo-Wise Insurance Agency Inc. or its content suppliers and is protected by United States copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content on this website without our prior written permission.

7. Third-Party Platforms and Links

Our website uses a third-party online quote platform to facilitate insurance quote requests. Your use of that platform is subject to that platform's own terms of service and privacy policy. We do not control and are not responsible for the practices of third-party platforms. Our website may also contain links to third-party websites; such links do not constitute an endorsement of those sites.

8. Disclaimer of Warranties

9. Limitation of Liability

10. Indemnification

You agree to indemnify, defend, and hold harmless Econo-Wise Insurance Agency Inc., its officers, directors, agents, employees, and licensors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of this website, your violation of these Terms, or your violation of any applicable law.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. When we do, we will post the revised Terms with an updated effective date. Your continued use of the website following any modification constitutes your acceptance of the revised Terms.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Oklahoma, without regard to its conflict-of-law provisions. Any dispute arising under or related to these Terms shall be resolved in the state or federal courts located in Oklahoma County, Oklahoma. You consent to personal jurisdiction in those courts.

14. Regulatory Information

Econo-Wise Insurance Agency Inc. is licensed to conduct insurance business in the State of Oklahoma.
NPN: 7861499  |  oklahomacontractorinsurance.com

See also: Privacy Policy  |  TCPA Consent Disclosure